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Cresora Commerce

Stored credentials

The tokenization vault — cards a merchant has stored for reuse. Entries are minted at a hosted-page (HPP) establishing completion, not created directly; ISVs list, inspect, and revoke them, and charge a stored card by its opaque vault token (`stored_credential:read` / `:revoke` / `:charge`). The charge path is part of the stored-credential (MIT/COF) reuse program, which is gated on a pending gateway release — calls return `503` until it is enabled for the deployment.

🔬Preview stream (/api/v1-preview)
These endpoints are reserved or behind feature flags and may change before promotion to stable. Operations badged “Reserved — not yet available”return 404 (or 501) today; do not build against them yet. This spec is generated from the canonical contract — see the stable /api/v1 reference for production-ready endpoints.
GET
/merchants/{merchantId}/stored-credentials

Authorization

BearerAuth
AuthorizationBearer <token>

Cresora API key, sent as an opaque bearer token in the Authorization header. Format:

csk__

  • <prefix> — 8 URL-safe chars, shown in UI and logs for identification without revealing the full key (e.g. csk_Ab3kX9mQ…). Use ApiKey.prefix to match.
  • <random> — 24+ cryptographically random URL-safe chars.

Obtain via Partner Portal → Settings → API keys. Keys are only shown in full at creation/rotation time — Cresora does not retain the full value in retrievable form. Rotate any key that may have been exposed via logs, client code, or source control.

In: header

Path Parameters

merchantId*string
Formatuuid

Query Parameters

customer_id?string

Optional filter to one customer's stored credentials.

Formatuuid
cursor?string

Opaque pagination cursor from previous response. Do not parse.

Lengthlength <= 256
page_size?integer

Items per page (1–100).

Default25
Range1 <= value <= 100

Response Body

application/json

application/problem+json

application/problem+json

application/problem+json

application/problem+json

application/problem+json

curl -X GET "https://example.com/merchants/497f6eca-6276-4993-bfeb-53cbbbba6f08/stored-credentials"
{
  "data": [
    {
      "id": "01885fec-3333-7a31-9bbb-3e5b9a1f8c42",
      "vault_token": "cvt_01885fec-4444-7a31-9bbb-3e5b9a1f8c42",
      "merchant_id": "01885fec-1111-7a31-9bbb-3e5b9a1f8c42",
      "partner_id": "01885fec-2222-7a31-9bbb-3e5b9a1f8c42",
      "customer_id": "01885fec-8c0f-7a31-9bbb-3e5b9a1f8c42",
      "processor": null,
      "card": {
        "brand": "Visa",
        "last4": "4242",
        "exp_month": 12,
        "exp_year": 2030
      },
      "scope": [
        "RECURRING"
      ],
      "enrollment_terms": {
        "amount": "49.99",
        "frequency": "monthly",
        "duration": "12 payments"
      },
      "consent_captured": true,
      "state": "ACTIVE",
      "created_at": "2026-07-17T14:03:00Z",
      "version": 1
    }
  ],
  "pagination": {
    "next_cursor": "eyJpZCI6IjAxSFhZWi4uLiJ9",
    "has_more": true,
    "total_count": 0
  }
}
{
  "type": "https://docs.cresoracommerce.com/errors/invalid_api_key",
  "title": "Unauthorized",
  "status": 401,
  "detail": "API key not recognized or revoked.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "invalid_api_key",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/permission_denied",
  "title": "Forbidden",
  "status": 403,
  "detail": "API key lacks scope 'transactions.write' required for this endpoint.",
  "instance": "urn:cresora:trace:0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5",
  "code": "permission_denied",
  "retryable": false,
  "error_id": "0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/merchant_not_found",
  "title": "Not Found",
  "status": 404,
  "detail": "Merchant 01885fec-8c0f-7a31-9bbb-3e5b9a1f8c42 does not exist or is not accessible.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "merchant_not_found",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/rate_limit_exceeded",
  "title": "Too Many Requests",
  "status": 429,
  "detail": "Too many requests. Retry after 60 seconds.",
  "instance": "urn:cresora:trace:0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "rate_limit_exceeded",
  "retryable": true,
  "error_id": "0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/internal_error",
  "title": "Internal Server Error",
  "status": 500,
  "detail": "An internal error occurred. Please retry; if the error persists, contact support with the error_id.",
  "instance": "urn:cresora:trace:0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "internal_error",
  "retryable": true,
  "error_id": "0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5"
}
GET
/merchants/{merchantId}/stored-credentials/{storedCredentialId}

Authorization

BearerAuth
AuthorizationBearer <token>

Cresora API key, sent as an opaque bearer token in the Authorization header. Format:

csk__

  • <prefix> — 8 URL-safe chars, shown in UI and logs for identification without revealing the full key (e.g. csk_Ab3kX9mQ…). Use ApiKey.prefix to match.
  • <random> — 24+ cryptographically random URL-safe chars.

Obtain via Partner Portal → Settings → API keys. Keys are only shown in full at creation/rotation time — Cresora does not retain the full value in retrievable form. Rotate any key that may have been exposed via logs, client code, or source control.

In: header

Path Parameters

merchantId*string
Formatuuid
storedCredentialId*string
Formatuuid

Response Body

application/json

application/problem+json

application/problem+json

application/problem+json

application/problem+json

application/problem+json

curl -X GET "https://example.com/merchants/497f6eca-6276-4993-bfeb-53cbbbba6f08/stored-credentials/497f6eca-6276-4993-bfeb-53cbbbba6f08"
{
  "id": "01885fec-3333-7a31-9bbb-3e5b9a1f8c42",
  "vault_token": "cvt_01885fec-4444-7a31-9bbb-3e5b9a1f8c42",
  "merchant_id": "01885fec-1111-7a31-9bbb-3e5b9a1f8c42",
  "partner_id": "01885fec-2222-7a31-9bbb-3e5b9a1f8c42",
  "customer_id": "01885fec-8c0f-7a31-9bbb-3e5b9a1f8c42",
  "processor": null,
  "card": {
    "brand": "Visa",
    "last4": "4242",
    "exp_month": 12,
    "exp_year": 2030
  },
  "scope": [
    "RECURRING"
  ],
  "enrollment_terms": {
    "amount": "49.99",
    "frequency": "monthly",
    "duration": "12 payments"
  },
  "consent_captured": true,
  "state": "ACTIVE",
  "created_at": "2026-07-17T14:03:00Z",
  "version": 1
}
{
  "type": "https://docs.cresoracommerce.com/errors/invalid_api_key",
  "title": "Unauthorized",
  "status": 401,
  "detail": "API key not recognized or revoked.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "invalid_api_key",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/permission_denied",
  "title": "Forbidden",
  "status": 403,
  "detail": "API key lacks scope 'transactions.write' required for this endpoint.",
  "instance": "urn:cresora:trace:0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5",
  "code": "permission_denied",
  "retryable": false,
  "error_id": "0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/merchant_not_found",
  "title": "Not Found",
  "status": 404,
  "detail": "Merchant 01885fec-8c0f-7a31-9bbb-3e5b9a1f8c42 does not exist or is not accessible.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "merchant_not_found",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/rate_limit_exceeded",
  "title": "Too Many Requests",
  "status": 429,
  "detail": "Too many requests. Retry after 60 seconds.",
  "instance": "urn:cresora:trace:0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "rate_limit_exceeded",
  "retryable": true,
  "error_id": "0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/internal_error",
  "title": "Internal Server Error",
  "status": 500,
  "detail": "An internal error occurred. Please retry; if the error persists, contact support with the error_id.",
  "instance": "urn:cresora:trace:0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "internal_error",
  "retryable": true,
  "error_id": "0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5"
}
DELETE
/merchants/{merchantId}/stored-credentials/{storedCredentialId}

Authorization

BearerAuth
AuthorizationBearer <token>

Cresora API key, sent as an opaque bearer token in the Authorization header. Format:

csk__

  • <prefix> — 8 URL-safe chars, shown in UI and logs for identification without revealing the full key (e.g. csk_Ab3kX9mQ…). Use ApiKey.prefix to match.
  • <random> — 24+ cryptographically random URL-safe chars.

Obtain via Partner Portal → Settings → API keys. Keys are only shown in full at creation/rotation time — Cresora does not retain the full value in retrievable form. Rotate any key that may have been exposed via logs, client code, or source control.

In: header

Path Parameters

merchantId*string
Formatuuid
storedCredentialId*string
Formatuuid

Query Parameters

reason?string

Optional free-text revocation reason (recorded in the audit trail).

Lengthlength <= 500

Response Body

application/problem+json

application/problem+json

application/problem+json

application/problem+json

application/problem+json

curl -X DELETE "https://example.com/merchants/497f6eca-6276-4993-bfeb-53cbbbba6f08/stored-credentials/497f6eca-6276-4993-bfeb-53cbbbba6f08"
Empty
{
  "type": "https://docs.cresoracommerce.com/errors/invalid_api_key",
  "title": "Unauthorized",
  "status": 401,
  "detail": "API key not recognized or revoked.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "invalid_api_key",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/permission_denied",
  "title": "Forbidden",
  "status": 403,
  "detail": "API key lacks scope 'transactions.write' required for this endpoint.",
  "instance": "urn:cresora:trace:0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5",
  "code": "permission_denied",
  "retryable": false,
  "error_id": "0191c8a2-9b7c-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/merchant_not_found",
  "title": "Not Found",
  "status": 404,
  "detail": "Merchant 01885fec-8c0f-7a31-9bbb-3e5b9a1f8c42 does not exist or is not accessible.",
  "instance": "urn:cresora:trace:0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5",
  "code": "merchant_not_found",
  "retryable": false,
  "error_id": "0191c8a2-7f3e-7c21-9ab3-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/rate_limit_exceeded",
  "title": "Too Many Requests",
  "status": 429,
  "detail": "Too many requests. Retry after 60 seconds.",
  "instance": "urn:cresora:trace:0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "rate_limit_exceeded",
  "retryable": true,
  "error_id": "0191c8a2-dbcd-7a31-8c44-d8f1e2c3a4b5"
}
{
  "type": "https://docs.cresoracommerce.com/errors/internal_error",
  "title": "Internal Server Error",
  "status": 500,
  "detail": "An internal error occurred. Please retry; if the error persists, contact support with the error_id.",
  "instance": "urn:cresora:trace:0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5",
  "code": "internal_error",
  "retryable": true,
  "error_id": "0191c8a2-fbcd-7a31-8c44-d8f1e2c3a4b5"
}